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Banking Policy & Regulations Department SME, Housing & Sustainable Finance Department Islamic Finance Policy Department Other SBP Department Relevant Regulatory Links
BPRD Circular Letter No. 09 of 2026 - Consolidated Customer Onboarding Framework - March 24, 2026
BPRD Circular No. 03 of 2025 Basel Capital Adequacy Framework: Revised Instructions for Credit Risk (Standardized Approach) September 24, 2025
BPRD Circular No. 01 of 2025 Consolidated Customer Onboarding Framework July 25, 2025
BPRD Circular Letter No. 02 of 2025 Basel III Capital Framework: Treatment of FX Translation Reserves January 24, 2025
BPRD Circular Letter No. 01 of 2025 IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9) January 22, 2025
BPRD Circular Letter No. 16 of 2024 IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9) July 29, 2024
BPRD Circular Letter No. 15 of 2024 GUIDELINES - TRANSFER AND ASSIGNMENT OF NON-PERFORMING ASSETS (NPAs) TO CORPORATE RESTRUCTURINGCOMPANIES (CRCs) July 22, 2024
BPRD Circular Letter No. 13 of 2024-FORMAT OF ANNUAL FINANCIAL STATEMENTS OF BANKS/DFIs-July 01, 2024
BPRD Circular Letter No. 15 of 2024-GUIDELINES - TRANSFER AND ASSIGNMENT OF NON-PERFORMING ASSETS (NPAs) TO CORPORATE RESTRUCTURING COMPANIES (CRCs)-July 22, 2024
BPRD Circular Letter No. 16 of 2024-IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9)-July 29, 2024
BPRD Circular No. 02 of 2024-CHARGING-OFF OF LOANS, ADVANCES AND FINANCES-July 22, 2024
BPRD Circular No. 03 of 2024-GUIDELINES - NON-PERFORMING LOANS (NPLs) MANAGEMENT STRATEGY-July 22, 2024
BPRD Circular No. 04 of 2024-Minimum Capital Requirements: Implementation of Basel Framework- Enhancement in Regulatory Retail Portfolio Limit-October 07, 2024
BPRD Circular No. 04 of 2024-Minimum Capital Requirements: Implementation of Basel Framework- Enhancement in Regulatory Retail Portfolio Limit-October 07, 2024
BPRD Circular Letter No. 07 of 2023-IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9) AND FINANCIAL REPORTING FORMATS-April 13, 2023
BPRD Circular Letter No. 19 of 2023-Upgradation of Firm on Panel of Auditors maintained under Section 35(1) of Banking Companies Ordinance, 1962-October 24, 2023
BPRD Circular Letter No. 22 of 2023-Implementation of Shared Electronic Know Your Customer (e-KYC) Platform-December 18, 2023
BPRD Circular No. 01 of 2023-Framework on Outsourcing to Cloud Service Providers-January 16, 2023
BPRD Circular No. 02 of 2023-FORMAT OF ANNUAL AND INTERIM FINANCIAL STATEMENTS OF BANKS/DFIs-February 09, 2023
BPRD Circular No. 05 of 2023-Framework for Freelancers Accounts-October 23, 2023
BPRD Circular No. 03 of 2022-IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9)-July 05, 2022
BPRD Circular No. 02 of 2022-Measures to Conserve Energy and Fuel in the Banking Sector-June 22, 2022
BPRD Circular No. 01 of 2022-Licensing and Regulatory Framework for Digital Banks-January 03, 2022
BPRD Circular Letter No. 30 of 2022-Shareholding Returns-Banks/DFIs/MFBs-October 25, 2022
BPRD Circular Letter No. 19 of 2022-PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING-May 24, 2022
BPRD Circular Letter No. 04 of 2022-Regulation R-6 of Prudential Regulations for Corporate / Commercial Banking-March 08, 2022
BPRD Circular Letter No. 02 of 2022-AML/CFT/CPF Regulations - Frequently Asked Questions (FAQs) on Targeted Financial Sanctions (TFS) Obligations-January 12, 2022
BPRD Circular Letter No. 01 of 2022-Measures to Mitigate COVID-19 Pandemic – AML/ CFT/ CPF Regulations-January 07, 2022
BPRD Circular Letter No. 01 of 2021-Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations-January 27, 2021
 BPRD Circular Letter No. 03 of 2021-Assets Securitization through Special Purpose Vehicle (SPV)-February 25, 2021
BPRD Circular Letter No. 07 of 2021-AMENDMENT IN REGULATION R-6 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING-March 22, 2021
BPRD Circular Letter No. 17 of 2021-REGULATION R-7 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING-May 24, 2021
BPRD Circular Letter No. 18 of 2021-Basel Capital Adequacy Framework: Investment in Real Estate Investment Trusts (REITs)-June 02, 2021
BPRD Circular Letter No. 19 of 2021-Measures to Mitigate COVID-19 Pandemic - AML/CFT/CPF Regulations-June 07, 2021
BPRD Circular Letter No. 20 of 2021-Provision of Account Opening for Mentally Disordered Persons- AML/CFT/CPF Regulations-June 08, 2021
BPRD Circular Letter No. 22 of 2021-AMENDMENT IN ANNEXURE-I OF PRUDENTIAL REGULATIONS FOR CORPORATE/ COMMERCIAL BANKING-June 24, 2021
BPRD Circular Letter No. 24 of 2021-Implementation of International Financial Reporting Standard 9 (IFRS 9)-July 05, 2021
BPRD Circular Letter No. 33 of 2021-Amendment in Annexure-I of Prudential Regulations for Corporate/Commercial Banking-Dec 22, 2021
BPRD Circular No. 04 of 2021-Implementation of Regulatory Approval System (RAS) - Banking Policy & Regulations Department-November 15, 2021
BPRD Circular No. 05 of 2021-CORPORATE GOVERNANCE REGULATORY FRAMEWORK-November 22, 2021
BPRD Circular No. 05 of 2020-Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations-September 30, 2020
BPRD Circular No. 04 of 2020-Outsourcing to Cloud Service Providers (CSPs)-September 28, 2020
BPRD Circular No. 03 of 2020-GUIDELINES - TRANSFER AND ASSIGNMENT OF NON-PERFORMING ASSETS TO CORPORATE RESTRUCTURING COMPANIES (CRCs)-May 15, 2020
BPRD Circular No. 01 of 2020-Minutes of Board of Directors/ General Meetings-January 07, 2020
BPRD Circular Letter No. 47 of 2020-Internal Credit Risk Rating System-November 20, 2020
BPRD Circular Letter No. 44 of 2020-AML/CFT/CPF Regulations - Guidelines on Targeted Financial Sanctions (TFS) under UNSC Resolutions-September 30, 2020
BPRD Circular Letter No. 41 of 2020-Regulation R-1 of Prudential Regulations for Corporate/Commercial Banking - Exposure Limits-September 02, 2020
BPRD Circular Letter No. 34 of 2020-The Corporate Restructuring Companies (Amendment) Ordinance, 2020-July 15, 2020
BPRD Circular Letter No. 32 of 2020-Measures to Mitigate COVID-19 Pandemic – AML/ CFT Regulations-July 13, 2020
BPRD Circular Letter No. 31 of 2020-AMENDMENT IN REGULATION R-4 OF PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING-July 10, 2020
BPRD Circular Letter No. 29 of 2020-Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Consumer Financing-July 07, 2020
BPRD Circular Letter No. 28 of 2020-REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID-19 - PRUDENTIAL REGULATIONS FOR CORPORATE/COMMERCIAL BANKING-July 07, 2020
BPRD Circular Letter No. 26 of 2020-AMENDMENT IN REGULATION R-8 OF PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING-June 29, 2020
BPRD Circular Letter No. 15 of 2020-IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9)-March 26, 2020
BPRD Circular Letter No. 14 of 2020-REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID -19 - PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING-March 26, 2020
BPRD Circular Letter No. 13 of 2020-REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID -19 - PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING-March 26, 2020
BPRD Circular Letter No. 09 of 2020-Measures to Mitigate COVID-19 Pandemic – AML/ CFT Regulations-March 26, 2020
BPRD Circular Letter No. 03 of 2020-Guidelines on Compliance Risk Management (CRM)-January 07, 2020
BPRD Circular Letter No. 02 of 2020-AMENDMENT IN PARA 1 (a) OF REGULATION R-4 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING-January 07, 2020
BPRD Circular Letter No. 02 of 2019-Acceptance of Proof of Registration (PoR) Card held by Afghan Refugees as Valid Identity Document for Account Opening-February 28, 2019
BPRD Circular Letter No. 05 of 2019-Quarterly & Half-Yearly Financial Statements - Format of Interim Financial Statements-March 22, 2019
BPRD Circular Letter No. 06 of 2019-Amendment in Prudential Regulations G-1-April 22, 2019
BPRD Circular Letter No. 08 of 2019-Implementation of IFRS 16 - Leases-April 30, 2019
BPRD Circular Letter No. 15 of 2019-Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions-May 31, 2019
BPRD Circular Letter No. 16 of 2019-Compliance of AML/CFT Regime by Banks/ DFIs – Biometric Verification of Existing Customers-June 03, 2019
BPRD Circular Letter No. 18 of 2019-Standard Operating Procedures (SOPs) to Facilitate and Streamline Account Opening Process of Politically Exposed Persons (PEPs)-July 17, 2019
BPRD Circular Letter No. 21 of 2019-Prudential Regulations For Corporate / Commercial Banking Electronic Warehouse Receipt-October 18, 2019
BPRD Circular No. 01 of 2019-Basel Capital Adequacy Framework: Lowering of Risk Weight on Low Cost Housing Finance-March 11, 2019
BPRD Circular No. 02 of 2019-INTERNAL AUDIT FUNCTION-April 03, 2019
BPRD Circular No. 03 of 2019-Amendments in Prudential Regulations G-1-August 17, 2019
BPRD Circular No. 04 of 2019-Implementation of International Financial Reporting Standard 9 (IFRS 9)-October 23, 2019
BPRD Circular No. 06 of 2019-Framework for Risk Management in Outsourcing Arrangements by Financial Institutions-December 17, 2019
BPRD Circular No. 07 of 2019-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations-December 30, 2019
BPRD Circular No. 08 of 2019-Anti-Money Laundering and Combating the Financing of Terrorism Guidelines on Risk Based Approach for Banks/DFIs/MFBs-December 30, 2019
BPRD Circular No. 09 of 2019-Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions-December 30, 2019
BPRD Circular Letter No. 04 of 2018-GUIDELINES ON COMPLIANCE RISK MANAGEMENT-October 04, 2018
BPRD Circular Letter No. 15 of 2018-The Financial Institutions (Recovery of Finances) Rules, 2018-October 04, 2018
BPRD Circular Letter No. 16 of 2018-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations-October 18, 2018
BPRD Circular Letter No. 17 of 2018-Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions-October 18, 2018
BPRD Circular Letter No. 18 of 2018-Compliance of AML/CFT Regime by Banks/DFIs-October 19, 2018
BPRD Circular Letter No. 19 of 2018-GUIDELINES ON COMPLIANCE RISK MANAGEMENT-November 05, 2018
BPRD Circular Letter No. 22 of 2018-AMENDMENT IN DEFINITION OF RELATED PARTY – PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING-December 11, 2018
BPRD Circular No. 02 of 2018-REVISED FORMS OF ANNUAL FINANCIAL STATEMENTS-January 25, 2018
BPRD Circular No. 09 of 2018-Fit & Proper Test (FPT) Criteria-October 18, 2018
BPRD Circular No. 10 of 2018-Financial Statements – Frequency, Timelines & Posting on Website-November 27, 2018
BPRD Circular No. 08 of 2017-Minimum Capital Requirements: Regulatory Retail Portfolio Limit under Basel Framework-December 22, 2017
BPRD Circular No. 07 of 2017-GUIDELINES ON COMPLIANCE RISK MANAGEMENT-August 09, 2017
BPRD Circular No. 06 of 2017-Framework for Risk Management in Outsourcing Arrangements by Financial Institutions-June 20, 2017
BPRD Circular No. 05 of 2017-Enterprise Technology Governance & Risk Management Framework for Financial Institutions-May 30, 2017
BPRD Circular No. 03 of 2017-Buy-Back of Shares by Listed Companies-March 29, 2017
BPRD Circular No. 01 of 2017-Guidelines and Disclosures on Governance and Remuneration Practices-January 25, 2017
BPRD Circular Letter No. 29 of 2017-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations-November 14, 2017
BPRD Circular Letter No. 27 of 2017-Implementation of Operational Risk Management Framework-October 04, 2017
BPRD Circular Letter No. 20 of 2017-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations-June 14, 2017
 BPRD Circular Letter No. 11 of 2017-Amendment in Regulation R-1 of Prudential Regulations for Corporate / Commercial Banking - Large Exposure Limit-April 24, 2017
BPRD Circular Letter No. 10 of 2017-Common Reporting Standard (CRS) Rules-April 19, 2017
BPRD Circular Letter No. 06 of 2017-Implementation of Operational Risk Management Framework-March 24, 2017
BPRD Circular Letter No. 04 of 2017-Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions-February 17, 2017
BPRD Circular Letter No. 11 of 2016-Five Days Working Week-April 08, 2016
BPRD Circular Letter No. 19 of 2016-FIT AND PROPER TEST (FPT) CRITERIA-June 14, 2016
BPRD Circular Letter No. 38 of 2016-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations : Annexure – I-December 26, 2016
BPRD Circular No. 01 of 2016-Regulations for Debt Property Swap-January 01, 2016
BPRD Circular No. 02 of 2016-Guidelines and Disclosures on Governance and Remuneration Practices-March 02, 2016
 BPRD Circular No. 04 of 2016-Revision of Branch Licensing Policy-May 24, 2016
BPRD Circular No. 05 of 2016-AMENDMENT IN REGULATION R-7 OF PRUDENTIAL REGULATIONS FOR CORPORATE/COMMERCIAL BANKING-June 21, 2016
BPRD Circular No. 07 of 2016-Prevention against Cyber Attacks-June 22, 2016
BPRD Circular No. 08 of 2016-Implementation of Basel III – Liquidity Standards-June 23, 2016
BPRD Circular No. 11 of 2016-Guidelines on Performance Evaluation of Board of Directors-August 22, 2016
BPRD Circular No. 12 of 2016-GUIDELINES FOR TRAINING AND DEVELOPMENT OF BANK EMPLOYEES-September 30, 2016
BPRD Circular No. 13 of 2016-REGULATION R-8 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING – RESCHEDULING / RESTRUCTURING & INCOME RECOGNITION-October 07, 2016
BPRD Circular No. 14 of 2016-Compliance of Regulatory Framework on Corporate Governance-October 20, 2016
BPRD Circular No. 15 of 2016-Revised Instructions on Independent Directors-December 28, 2016
BPRD Circular Letter No. 01 of 2016-Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations-January 12, 2016
BPRD Circular Letter No. 04 of 2016-Implementation of Operational Risk Management Framework-February15, 2016
BPRD Circular Letter No. 06 of 2016-VERIFICATION OF ANTECEDENTS OF PERSONS SEEKING EMPLOYMENT IN BANKS/DFIs-March 01, 2016
BPRD Circular Letter No. 07 of 2016-AMENDMENT IN ANNEXURE-I OF PRUDENTIAL REGULATIONS FOR CORPORATE/COMMERCIAL BANKING-March 03, 2016
SH&SFD Circular No. 07 of 2025 Regulatory Framework for Effective Management of Climate-related Financial Risks December 26, 2025
SH&SFD Circular No. 06 of 2025 Pakistan Green Taxonomy December 10, 2025
SH&SFD Circular No. 05 of 2025 Revised Prudential Regulations for Small and Medium Enterprise Financing November 06, 2025
SH&SFD Circular No. 03 of 2024 Amendment in Prudential Regulations for SME Financing August 16, 2024
SH&SFD Circular No. 02 of 2025-Reporting of Private Sector Commodity Financing Data on Data Acquisition Portal (DAP)-March 25, 2025
SH&SFD Circular No. 05 of 2025-Revised Prudential Regulations for Small and Medium Enterprise Financing-November 06, 2025
SH&SFD Circular No. 06 of 2025-Pakistan Green Taxonomy-December 10, 2025
SH&SFD Circular No. 07 of 2025-Regulatory Framework for Effective Management of Climate-related Financial Risks-December 26, 2025
SH&SFD Circular No. 4 of 2024-Amendments in Prudential Regulations for Small and Medium Enterprises’ Financing-October 07, 2024
SH&SFD Circular No. 03 of 2024-Amendment in Prudential Regulations for SME Financing-August 16, 2024
IH&SMEFD Circular No. 09 of 2022-Government's Mark-up Subsidy Scheme for Housing Finance-June 30, 2022
IH&SMEFD Circular No. 08 of 2022-Reporting of Small & Medium Enterprise (SME) Financing Data on Data Acquisition Portal (DAP)-June 28, 2022
IH&SMEFD Circular No. 05 of 2022-Amendment in Prudential Regulations for SME Financing-March 29, 2022
 IH&SMEFD Circular Letter No. 12 of 2022-Environmental & Social Risk Management (ESRM) Implementation Manual for Financial Institutions-November 09, 2022
IH&SMEFD Circular Letter No. 05 of 2022-Guidelines for Financing of Housing Units in Under-Construction Projects-February 25, 2022
IH&SMEFD Circular Letter No. 04 of 2021-Measures to be adopted to improve visibility of Government Markup Subsidy Scheme for Housing Finance-April 30, 2021
IH&SMEFD Circular No. 07 of 2021-Informal Income Estimation Models-June 17, 2021
IH&SMEFD Circular No. 08 of 2021-Mandatory Targets of Disbursements under Government's Mark-up Subsidy Scheme for Housing Finance-July 06, 2021
IH&SMEFD Circular Letter No. 3 of 2020-REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID-19 - PRUDENTIAL REGULATIONS FOR SMES FINANCING-March 26, 2020
IH&SMEFD Circular Letter No. 4 of 2020-REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID-19 - PRUDENTIAL REGULATIONS FOR HOUSING FINANCE-March 26, 2020
IH&SMEFD Circular Letter No. 5 of 2020-Relief under SBP Refinance Schemes to Dampen the Effects of Covid -19-April 03, 2020
IH&SMEFD Circular Letter No. 09 of 2020-1. Temporary Economic Refinance Facility (TERF) 2. Islamic Temporary Economic Refinance Facility (ITERF)-May 08, 2020
IH&SMEFD Circular Letter No. 13 of 2020-Long Term Financing Facility/Islamic Long Term Financing Facility (LTFF/ILTFF) - Extension/Alloca-June 26, 2020
IH&SMEFD Circular Letter No. 20 of 2020-1. Temporary Economic Refinance Facility (TERF) 2. Islamic Temporary Economic Refinance Facility (ITERF)-July 08, 2020
IH&SMEFD Circular Letter No. 23 of 2020-SBP Financing Scheme for Renewable Energy and Islamic Financing Scheme for Renewable Energy-July 22, 2020
IH&SMEFD Circular Letter No. 24 of 2020-1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns-July 24, 2020
IH&SMEFD Circular Letter No. 25 of 2020-Refinance and Credit Guarantee Scheme for Women Entrepreneurs-August 18, 2020
IH&SMEFD Circular Letter No. 26 of 2020-Refinance Facility for Combating COVID -19 (RFCC)/ Islamic Refinance Facility for Combating COVID 19 (IRFCC)-September 29, 2020
IH&SMEFD Circular No. 1 of 2020-Temporary Economic Refinance Facility (TERF)-March 17, 2020
IH&SMEFD Circular No. 02 of 2020-Islamic Temporary Economic Refinance Facility (ITERF)-March 17, 2020
IH&SMEFD Circular No. 03 of 2020-Refinance Facility for Combating COVID - 19 (RFCC)-March 17, 2020
IH&SMEFD Circular No. 04 of 2020-Islamic Refinance Facility for Combating COVID - 19 (IRFCC)-March 17, 2020
IH&SMEFD Circular No. 05 of 2020-Relaxations to Exporters under Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS) and Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF)-March 20, 2020
IH&SMEFD Circular No. 06 of 2020-Refinance Scheme for Payment of Wages & Salaries to the Workers and Employees of Business Concerns-April 10, 2020
IH&SMEFD Circular No. 08 of 2020-Secured Transactions Registry (STR) under the Financial Institutions (Secured Transactions) Act, 2016-April 24, 2020
IH&SMEFD Circular No. 09 of 2020-Risk Sharing Facility for SBP Refinance Scheme to support employment and prevent layoff of workers -May 06, 2020
IH&SMEFD Circular No. 11 of 2020-Markup Subsidy for Housing Finance-October 12, 2020
IH&SMEFD Circular No. 12 of 2020-Revised Prudential Regulations for Housing Finance-November 20, 2020
IH&SMEFD Circular No. 13 of 2020-Revised Prudential Regulations for Housing Finance-November 20, 2020
IH&SMEFD Circular No. 14 of 2020-Reporting of Small Enterprise (SE) and Medium Enterprise (ME) Loan Application for TAT Monitoring -November 27, 2020
IH&SMEFD Circular No. 11 of 2019-Islamic Refinance Scheme for Working Capital Financing of Small Enterprises and Low-End Medium Enterprises-Aug 06, 2019
IH&SMEFD Circular No. 10 of 2019-SBP Financing Scheme for Renewable Energy-July 26, 2019
IH&SMEFD Circular Letter No. 8 of 2019-Prudential Regulations for Housing Finance-December 18, 2019
IH&SMEFD Circular Letter No. 7 of 2019-Prudential Regulations For Small & Medium Enterprises Financing Electronic Warehouse Receipt-October 18, 2019
IH&SMEFD Circular Letter No. 4 of 2019-IH&SMEFD Circular Letter No. 4 of 2019-June 24, 2019
IH&SMEFD Circular Letter No. 3 of 2019-Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF) - Extension/Allocation of Limit-June 24, 2019
IH&SMEFD Circular Letter No. 02 of 2019-Long-Term Financing Facility (LTFF)/ Islamic Long Term Financing Facility (ILTFF) for Plant & Machinery - Revised Maximum Financing Limit-Apil 25, 2019
IH&SMEFD Circular Letter No. 1 of 2019-Refinance and Credit Guarantee Scheme for Women Entrepreneurs in Underserved Areas-April 25, 2019
IH&SMEFD Circular No. 3 of 2018-Master Circular – Long Term Financing Facility (LTFF) for Plant & Machinery-June 28, 2018
IH&SMEFD Circular Letter No. 06-Refinance Scheme for Working Capital Financing of Small Enterprises and Low-End Medium Enterprises-July 19, 2018
IH&SMEFD Circular Letter No. 04-Long Term Financing Facility/Islamic Long Term Financing Facility (LTFF/ILTFF) – Extension/Allocation of Limit-May 24, 2018
IH&SMEFD Circular No. 05 of 2017-Refinance and Credit Guarantee Scheme for Women Entrepreneurs in Underserved Areas-August 25, 2017
IH&SMEFD Circular Letter No. 02 of 2017-Long Term Financing Facility (LTFF) - Extension in Limit-June 06, 2017
IH&SMEFD Circular No. 08 of 2017-Green Banking Guidelines (GBG)-October 09, 2017
IH&SMEFD Circular No. 09 of 2017-Prudential Regulations for Small and Medium Enterprises' Financing-December 22, 2017
IH&SMEFD Circular No. 10 of 2017-Adopting Non Financial Advisory Services (NFAS) as part of SME banking strategy-December 22, 2017
IH&SMEFD Circular No. 06 of 2016-Prudential Regulations for Infrastructure Project Financing (IPF)-December 30, 2016
IH&SMEFD Circular No. 04 of 2016-Revision of Financing Rates under Export Finance Scheme (EFS)-July 12, 2016
IH&SMEFD Circular No. 03 of 2016-Revised SBP Financing Scheme for Renewable Energy-June 20, 2016
IH&SMEFD Circular No. 02 of 2016-Revised Prudential Regulations for Small and Medium Enterprises’ Financing-May 06, 2016
IH&SMEFD Circular No. 01 of 2016-Prudential Regulations for Small and Medium Enterprises’ Financing-February 25, 2016
IH&SMEFD Circular Letter No. 05 of 2016-Long Term Financing Facility (LTFF) – Extension in Limit-June 28, 2016
IFPD Circular No. 09 of 2024Profit Sharing on Saving Deposits of IBIsNov 26, 2024
IFPD Circular No. 08 of 2024Shariah Governance Framework for Islamic Banking InstitutionsNov 22, 2024
IFPD Circular No. 07 of 2024Compendium of Shariah Standards Adopted by State Bank of Pakistan (SBP)Oct 31, 2024
IFPD Circular No. 05 of 2024Facilitation in conversion of conventional banking branches into Islamic banking branchesOct 01, 2024
IFPD Circular No. 03 of 2024Guidelines for conversion of conventional banks into Islamic - Broad parametersJune 28, 2024
BPRD Circular No. 05 of 2021Corporate Governance Regulatory FrameworkNov 22, 2021
IBD Circular No. 01 of 2021Shariah Non-Compliance Risk ManagementJune 14, 2021
IBD Circular No. 04 of 2020Guidelines and Criteria for Establishing Islamic Banking Institutions (IBIs) and Commencement of Shariah Compliant Business and Operations by Development Finance Institutions (DFIs) Oct 02, 2020
IBD Circular No. 01 of 2018Shariah Governance Framework (SGF) for Islamic Banking Institutions (IBIs)June 07, 2018
IBD Circular No. 03 of 2012Instruction for Profit & loss Distribution and Pool management for Islamic Banking InstitutionsNov 19, 2012
IBD Circular No. 02Criteria for conversion of conventional Banking Branches into an Islamic Banking BranchesJune 25, 2010
IBD Circular No. 02 of 2008Instructions And Guidelines for Shariah Compliance in Islamic Banking InstitutionsMarch 25, 2008
 IBD Circular No. 01Risk Management Guidelines for Islamic Banking InstitutionsJan 02, 2008
IBD Circular No. 02 of 2007Fit and Proper Criteria for Shariah AdvisorsAug 16, 2007
FSD Circular No. 01 of 2025 Guidelines on Climate Stress Testing December 26, 2025
FIRD Circular No. 01 of 2025 GUIDELINES ON CORE INFORMATION REQUIREMENTS FOR RESOLUTION PLANNING September 29, 2025
CPD /eCIBsV-2/002715/2025 Revision in Borrower Data File Specification May 30, 2025
BSD-1 Circular No. 01 of 2025 Revisions in Data File Structures (DFS) under Reporting Chart of Accounts (RCOA) through DAP4 Jan 24, 2025
CPD Circular Letter No. 02 of 2024 Launch of New eCIB System (V2) December 17, 2024
DMMD Circular No. 06 of 2024 Buyback of Market Treasury Bills (MTBs) September 26, 2024
NO. DCS.MFS./2024-87841 Monthly Reporting of 'Core Banking System Based' Flow of Funds (A03), Cross Institution Financial Assets/Liabilities (A04), Deposits (A05), and Loans (A07) Data July 01, 2024
National Counter Terrorism Authority (NACTA)
FBR| Federal Board of Revenue - Government of Pakistan
Securities & Exchange Commission of Pakistan (SECP)
State Bank of Pakistan - SBP

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