Pak Oman has stringent risk management policies while
maintaining the best possible portfolio, with a view
to proactively assess the changes in the financial industry/
economic scenario of the country. This is a senior level
function and takes an independent view on the risks
emanating from various business activities, with the
objective of managing the risk within internal risk
appetite rather than avoiding it. Risk Management Department
has successfully implemented BASEL II Accord regulation
as per State Bank Pakistan timeline.